The Enigma of Harvard Risk Management Corporation

Established in 1993, the Harvard Risk Management Corporation (HRMC) is a consultative brokerage that offers professional risk management services with an emphasis on identity theft protection, legal services, and voluntary employee benefits. Headquartered in Dallas, Texas, with a vast network spanning across the United States and Canada, HRMC is a trusted name in the world of risk management.

HRMC’s Inception and Evolution

At its inception, HRMC began as a small broker for legal services. Gradually, it evolved to introduce identity theft protection services in its portfolio. Witnessing the mounting challenges that businesses and individuals face in the arena of risk management, HRMC decided to further broaden its scope to include voluntary employee benefits, thus, becoming a holistic provider of risk management solutions.

Over the years, HRMC has forged alliances with multiple industry leaders to deliver world-class risk management services. This includes an enduring partnership with LegalShield, an acclaimed provider of legal service plans and IDShield, a comprehensive identity theft protection service.

Understanding Identity Theft Protection Services

The growing digital interaction in today’s world has seen a parallel rise in the incidence of identity theft. HRMC acknowledges this reality and offers robust identity theft protection services to both individuals and businesses. In collaboration with IDShield, HRMC’s identity theft protection solutions deliver a 360-degree protection approach that encompasses monitoring, alerting, and restoration.

Monitoring

HRMC’s protection services include continual surveillance of personal information across various digital databases. These services monitor credit information, social security numbers, and other personal data, ensuring that potential threats are promptly identified.

Alerts

The system provides real-time alerts in case any suspicious activities are detected. The alerts allow customers to react quickly to potential identity theft incidents, minimizing potential damage.

Restoration

If identity theft occurs, HRMC guarantees a full-service restoration process. A dedicated team of certified and experienced professionals work meticulously to restore the customer’s identity to its pre-theft status.

Legal Services: Affordable and Accessible

In an ever-evolving legal landscape, there’s an ever-growing need for affordable and accessible legal services. HRMC caters to this need by partnering with LegalShield, allowing individuals and businesses to retain a law firm for a reasonable monthly fee.

This partnership aims to reduce the stress and financial burden associated with legal issues. The network of experienced law firms provides advice and assistance on a wide range of legal concerns, from drafting wills and handling real estate transactions to dealing with consumer rights and business law issues.

The legal plan offers a comprehensive range of services to its members, ensuring they have access to expert legal advice and assistance whenever needed. The key features of the plan include:

• Unlimited Legal Advice and Consultation: Members can consult with legal professionals to seek advice and guidance on various legal matters. Whether it’s a simple legal question or a complex issue, members have the freedom to reach out for assistance without any limitations;
• Correspondence and Calls on Behalf of the Member: The legal plan facilitates communication between its members and relevant parties involved in legal matters. This includes drafting letters, emails, and making phone calls on behalf of the member to ensure effective and professional communication;
• Review of Contracts and Documents: Members can have up to 15-page contracts and documents reviewed by legal experts. This service helps individuals understand the terms and conditions of agreements they are entering into and ensures their rights and interests are protected;
• Assistance with Government Programs: The legal plan provides guidance and support in navigating various government programs, such as welfare and the Immigration and Naturalization Service (INS). Members can receive help in understanding the eligibility criteria, application process, and potential legal implications associated with these programs.

These services are designed to offer comprehensive legal support to members, empowering them to make informed decisions, protect their rights, and effectively navigate legal complexities. With unlimited access to legal advice, assistance with correspondence, contract review, and guidance on government programs, the legal plan ensures its members have the necessary tools and resources to address their legal needs efficiently.

Voluntary Employee Benefits Program

Recognizing the changing nature of employee benefits, HRMC offers a variety of voluntary benefits that employers can choose to offer their employees. These benefits are designed to supplement the existing benefits package, thus enhancing employee satisfaction and retention.

Voluntary benefits offered include:

• Identity Theft Protection: Employees are given access to HRMC’s top-tier identity theft protection solutions, ensuring their personal information remains secure while minimizing the risk of fraudulent activities;
• Legal Service Plans: Employees have the opportunity to enroll in affordable legal service plans, making expert legal support readily available for various legal matters, including contract reviews, estate planning, and family law;
• Supplemental Health Insurance: Beyond traditional health benefits, supplemental health insurance options are available to cover costs not typically covered by primary health insurance, such as copays and out-of-pocket medical expenses, providing comprehensive coverage for employees’ healthcare needs.

Conclusion

The Harvard Risk Management Corporation (HRMC) has established itself as a reputable and comprehensive provider of risk management solutions since its inception in 1993. Initially focused on legal services, HRMC expanded its offerings to include identity theft protection and voluntary employee benefits, adapting to the evolving needs of businesses and individuals. Through strategic partnerships with industry leaders like LegalShield and IDShield, HRMC delivers world-class services, ensuring robust identity theft protection, affordable legal services, and a range of voluntary employee benefits. With a commitment to confidentiality and adherence to data privacy regulations, HRMC offers peace of mind to its clients while operating primarily within the United States and Canada.

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